Perhaps the most valuable resource that a PPI advisor can provide for any individual is a better grasp of what he or she has a right to as a credit consumer and how to get help in seeking protection from illegal practices such as insurance mis-selling. Any form of Payment Protection Insurance (PPI), as its name implies, is counted on to help in ensuring that payments for loans or credit cards continue to be settled entirely and in a timely manner in the event that sudden ill health or unemployment prevents borrowers from doing so themselves. Unfortunately, judging on the great number of mis-sold credit or loan insurance policies which are essentially useless to most, many people have found themselves in serious need of help but unable to gain access to the benefits they were promised to receive from spending heavily on coverage premiums.

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